How do Rehab and Bridge loans work?

Rehab and bridge loans provide short-term financing for investors looking to fix and flip properties, complete major renovations, or bridge the gap between transactions.

Unlike conventional 30-year mortgages, these loans typically have terms ranging from 12 to 24 months and are often interest-only. They are designed for speed and flexibility.

Rehab Loans (Fix & Flip)

These loans fund both the purchase of the property and the renovation costs. Lenders base the loan amount on the After Repair Value (ARV) of the property. Funds for renovation are typically held in escrow and released in draws as work is completed.

Bridge Loans

Bridge loans are used to quickly acquire a property that may not currently qualify for long-term financing, or to secure a time-sensitive deal while you arrange permanent financing or prepare to sell another asset.

At EZIO Lending, we help you navigate the draw schedules and valuation requirements to ensure your project stays on track.

Need Fast Funding?

Bridge and rehab loans can close in as little as 10-14 days. Let's review your scenario.