Do you work with first-time investors?

While some specialized programs (like heavy rehab or ground-up construction) require prior investment experience, we have specific lending options available for first-time real estate investors.

For example, many of our DSCR (Debt Service Coverage Ratio) lending partners allow first-time investors to purchase rental properties, provided they meet credit and liquidity requirements.

What to Expect as a First-Time Investor

• Down Payment: You may need a slightly higher down payment (typically 20-25%) compared to highly experienced investors.
• Credit & Reserves: Lenders will look closely at your credit score and liquid reserves to ensure you can handle the property's expenses.
• Cash Flow: The property itself must demonstrate strong cash flow potential to meet the program's DSCR requirements.

EZIO Lending is here to guide you through your first investment deal, helping you understand the requirements and build a foundation for your portfolio.

Starting Your Journey?

We love helping new investors. Let's look at your first deal together.