Do you offer Ground-Up Construction loans?

We provide financing for ground-up construction projects for experienced builders and real estate investors. These loans are designed to cover both land acquisition (if needed) and the complete cost of construction.

Construction loans are typically short-term (12-24 months) and function on a draw schedule, meaning funds are released as specific phases of construction are completed and inspected.

What Lenders Look For

• Experience: Lenders typically prefer borrowers with a track record of successful builds or significant fix-and-flip experience.
• Plans & Permits: You'll need approved plans, permits, and a detailed project budget (Line Item Cost Breakdown).
• Liquidity: Sufficient cash reserves to handle unexpected overages and carry costs during the build.

EZIO Lending helps builders structure these complex deals to ensure maximum leverage and a smooth draw process.

Builder Support

Have a project in mind? We'll help you evaluate the financing path for your next build.