How It Works
Fix and flip loans (also known as rehab or bridge loans) are short-term financing solutions designed for investors who buy distressed properties, renovate them, and sell them for a profit. These loans provide the crucial capital needed for both the initial purchase and the construction costs.
Unlike long-term mortgages, fix and flip lenders focus primarily on two things: your experience as a real estate investor and the profitability of the specific deal. The rehab funds are held in escrow and released in draws as the construction progresses and is verified by inspections.
Key Benefits
High Leverage
Finance up to 100% of the renovation costs, minimizing your out-of-pocket cash requirements.
Speed to Close
Close in weeks, not months, allowing you to compete with all-cash buyers.
Interest-Only Payments
Keep monthly carrying costs low during the renovation phase.
No Prepayment Penalties
Sell the property or refinance as soon as the rehab is complete without incurring extra fees.
Typical Guidelines
Securing a reliable fix and flip loan ensures your project stays fully funded from acquisition through the final punch list, maximizing your return on investment.
Submit Your Scenario
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